Veterinary care is expensive: advances in veterinary medicine have increased the quality and the cost of pet medical care. As pet lifespans have increased, so has the cost of groundbreaking new procedures. Even the most responsible pet parents may not be prepared for emergency procedures like foreign object removal, which can run upwards of $3,000.
Can pet insurance save your budget? Just ask Healthy Paws Pet Insurance customer Ally Siebenmann.
“When we decided to get a Lab puppy, we knew we had to get pet insurance,” she said.
“We knew that labs had a tendency to eat things they aren’t supposed to, and we wanted the peace of mind knowing that we wouldn’t have to make any difficult decisions when it came to his health and well-being.” Sure enough, Wilson, now a handsome teenager, has eaten multiple foreign objects, including a Wilson-brand tennis ball.
“If we had not had pet insurance, I’m not sure what we would have done,” Ally says. “Our bill was over $3,500! Wilson’s dad is a PhD student and I work for the university as well, so we don’t have a lot of disposable income.”
Pet insurance covers unexpected costs.
Emergency veterinary care is the most expensive and also the most stressful. When your pet’s life is in danger, the last thing on your mind should be money. Pet insurance puts your focus where it should be—on your pet’s recovery.
Let’s break down how Healthy Paws Pet Insurance works:
If you live in New York and have a Yorkshire Terrier puppy, you’ll pay roughly $42/month for the best Healthy Paws policy available, 90% reimbursement with a $100 deductible.
- $42/month x 12 months: $504 yearly for pet insurance
- Surgery to remove foreign object: $3,500 for one surgery
- Amount covered by pet insurance: $3,050 after meeting deductible
- Amount paid by pet parent: $450 not covered by pet insurance
The math speaks for itself; even with the highest monthly premium, one emergency makes the policy more than worth it.
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